There are a number of ways to avoid foreclosure, depending on your circumstances and your goals for the future. If you are seeking to remain in your home, there are options such as a loan modification, a forbearance, or even Chapter 13 bankruptcy that can be used to stop the proceeding. With hard work and persistence, in addition to aggressive negotiation skills, our legal team can work with your lender to obtain a payment plan that will work for you.
If you find that you just cannot afford your home any longer and need to get out of it but wish to avoid a foreclosure on your credit record, our office can negotiate a short sale or deed in lieu of foreclosure, both methods that will enable you to move out of your home without the severe consequences of a foreclosure.
If you’ve decided to give up your home but need a little more time to move out, we can also discuss several options that may be available to you to give you time.
K&M Law is here to help residents all across California protect their interest in the home. We are dedicated to working hard on your behalf to achieve the objective you need for your financial solvency. We provide a free and confidential initial consultation to discuss your circumstances and plan an aggressive strategy on your behalf.
Contact K&M Law and consult with a representative to discuss any of the following:
Postpone Foreclosure
Cancel Foreclosure
Rescind Foreclosure Sale
Cash-4-Keys
DIL – Deed In Lieu